International Mortgage Service Interest Rates

For loans against property in Great Britain
- for loans in GBP, 1% p.a. over the prevailing Lloyds TSB UK Base Rate;
- for loans in other currencies, 1% over Lloyds TSB Cost of Funds rate for the relevant currency*

For loans against property in Australia and New Zealand
1% p.a. over our Cost of Funds rate for the relevant currency*

For loans against property in USA and Canada
1.5% p.a. over our Cost of Funds rate of the relevant currency*

For loans against property in France
1.25% p.a. over our Cost of Funds rate of the relevant currency*

For loans against property in Spain and Portugal
1.25% p.a. over the Bank of England Base Rate for loans in GBP, prevailing Euribor* rate for loans in Euro or relevant LIBOR rate* for loans in other currencies.

* Rates are normally floating, based on a 3-month period

All rates are indicative only and are subject to change without prior notice.