Lloyds TSB International Mortgage Service
Mortgages for holiday homes.
Choose the International Mortgage Service (IMS) if you are looking to buy a holiday home abroad.
Providing the property you are buying is not going to be your main home, we can arrange a mortgage for your holiday home in the following countries:
- France*
- Spain*
- Portugal*
- Great Britain
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- USA
- Canada
- Hong Kong
- Singapore
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- Australia
- New Zealand
- Dubai
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Mortgages can be arranged in most major currencies including euro, sterling and US dollars.
More information and full list of currencies
Benefit from...
- No early repayment fees**.
- Our lending limits are normally 5 times individual or joint gross (basic) income.
- Variable rate mortgages available on an interest only or repayment with payments quarterly in arrears.
- Over 20 years experience in helping people buy abroad and all paperwork is in English.
- We can also arrange for your mortgage to be paid by direct debit through an offshore International Account.
Need more information? – frequently asked questions
Please read our important information section.
How to apply or find out more
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Lending is at the Bank's discretion and you must be 18 or over to apply. Security will be required
# Please note that this service is principally designed for customers planning to purchase properties outside their country of residence. We can provide mortgages for owner occupation in Hong Kong and Singapore, but not in other countries. Other restrictions related to property use may also apply and details are available upon request.
* Not available to corporate and trust structures as well as to those cases where the borrower(s) of the loan and the owner(s) of the property are not the same person(s). Foreign borrowers are required to obtain a Non-Resident Buyers' Identification Number (NIE) before purchasing a Spanish property and are advised to seek their own legal advice with regard to the application for a NIE.
**Providing lump sum payments or repayment in full coincides with your next scheduled repayment date.