Lloyds TSB International Mortgage Service

Mortgages for investment property.

Investing in international property? Choose the International Mortgage Service.

Providing the property you are buying is not going to be your main home, we can arrange personal mortgages for investment or buy to let properties in the following countries:

Currency mortgages

The International Mortgage Service (IMS) is available in the following currencies.

Switching Currency

When currency options are offered, you can switch the currency of your mortgage during the term of your loan. This can be done twice per year without charge. Any further changes are charged at $150 per switch.

Plus...

• No early repayment fees**.
• Our lending limits are normally 5 times individual or joint gross (basic) income.
• Variable rate mortgages available on an interest only or repayment with payments quarterly in arrears on an interest only or repayment basis.
• Over 20 years experience in helping people buy abroad and all paperwork is in English.
• We can also arrange for your mortgage to be paid by direct debit through an offshore International Account.

Need more information? – frequently asked questions

Please read our important information section.

How to apply or find out more

* Not available to corporate and trust structures as well as to those cases where the borrower(s) of the loan and the owner(s) of the property are not the same person(s). Foreign borrowers are required to obtain a Non-Resident Buyers' Identification Number (NIE) before purchasing a Spanish property and are advised to seek their own legal advice with regard to the application for a NIE.

**Providing lump sum payments or repayment in full coincides with your next scheduled repayment date.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Lending is at the Bank's discretion and you must be 18 or over to apply. Security will be required