LARGE CORPORATE.

REAL ESTATE.

We have considerable in-house expertise and experience in dealing with real estate offering innovative and competitive financing for investment and development, across all types of property. We also have extensive knowledge of the Trust and Company Service market and provide broad-ranging and bespoke services to many of the islands’ leading firms in this sector.

FINANCIAL INSTITUTIONS.

Our dedicated teams on each island provide a full range of solutions to many of the island’s banks who need support from a local bank. By having teams based on each island we can offer you a committed approach to relationship banking and a service tailored to your specific needs.

INSURANCE COMPANIES.

Current industry challenges create new opportunities for you to engage with the right banking partner, to help you increase efficiency and enhance your competitive advantage. We have long-standing experience in insurance and offer comprehensive asset and treasury services to insurance companies building on close relationships developed over many years. We also have considerable experience in the field of captive insurance.

BANKING.

Banks have to become more creative in terms of capital management and are rapidly expanding our capabilities and developing expertise so that we are able to create innovative solutions for our customers. We aim to build multi-faceted, mutually beneficial relationships with a select number of priority banks. As the largest UK Bank with unrivalled knowledge of the local economy and markets, we’re uniquely placed to be your trusted specialist.

FUND MANAGEMENT.

Following a sustained period of significant volatility, our Fund Managers are positioning for a recovery in global markets. With increasing regulatory pressures and a heightened awareness of risk, firms are now, more than ever before, seeking a reliable banking partner who can respond proactively to their particular requirements.

We have a long-established reputation in the fund management sector and an international client base across both public and private asset classes. This has been made possible by a client-led approach, delivering tailored solutions to help our customers develop their businesses, and leveraging the scale and comprehensive product capability of the Lloyds Banking Group.

SPECIALIST LENDING AND INTERMEDIARY.

Encompassing commercial and consumer lending, this sector was severely impacted during the banking crisis, with even the largest global businesses being forced to rethink their business and funding structures. We are relationship-driven and will work with you to offer market insight and innovative financing solutions to help you focus on re-building and maximising opportunities for growth as the sector recovers.