A deposit account which has the potential to generate interest income over and above that from similar money market products if you are able to commit part of your core funds for 95 days.

  • Withdraw funds when you give us at least 95 calendar days’ notice.
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Features & Benefits

  • In a rising interest rate environment you may benefit from an increase in the Monthly Interest Rate.
  • You will have access to your funds after giving us 95 days’ notice.
  • You may receive a monthly interest income stream from your 95 Day Notice Account.
  • Minimum opening balance £500,000.
  • Maximum balance £5,000,000

    Risks

  • Your funds are committed for a minimum period of 95 calendar days.
  • Your financial position must allow you to be able to cover any cashflow requirements you may have whilst the Notice Period elapses.
  • The Monthly Interest Rate which you receive on the funds in your 95 Day Notice Account may decrease each month

Eligibility

New and Existing Offshore Corporate customers.

  • Trusts.
  • Intermediaries.
  • Life Companies.
  • Captives.
  • Larger Corporates –both island based and offshore.

Interest Rates

Please call us for the current interest rate.

FAQ

What is the minimum opening balance?

The minimum opening balance is £500,000.

How much can I deposit in 95 Day Notice Account?

The maximum deposit amount per deal is £5m; however higher amounts may be accepted at the banks discretion.

What currency can I open a 95 Day Notice Account in?

The 95 Day Notice Account is available in Sterling only.

How much access do I have to my money?

You can withdraw money from the account by giving 95 days notice. This should be done in writing to you relationship manager.

When is interest paid on the 95 Day Notice Account?

Interest is paid monthly into your nominated account.

How do I know what my ongoing monthly interest rate will be?

Rates are set monthly on the 15th of each month (or next bank working day). If your interest rate changes you will be notified in your monthly statement.

Who can I speak to if I need extra information?

Please call us on:

  • Jersey 01534 845011
  • Guernsey 01481 706309
  • Isle of Man 01624 638281

Pop into your local branch and speak to a member of staff.

HOW TO APPLY:

Visit your local branch and speak to us.

Find out more

Call us

  • Jersey 01534 845011
  • Guernsey 08457 309373
  • Isle of Man 01624 638281

CONTACT US.

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