Deposits with an agreed interest rate for set period of time.

Contact Us

Features & Benefits

  • Choose from our fixed rate 1, 2, 3 year sterling deposits — or choose another deposit term / currency and we'll set a competitive interest rate in advance.
  • Access at the end of the deposit term: 1 week to 3 years.

Eligibility

New and existing Offshore Corporate customers.

Interest Rates

Please call us on the numbers below for our latest rates.

  • Jersey 01534 845011
  • Guernsey 08457 309373
  • Isle of Man 01624 638281

FAQ

What is the minimum opening balance?

The minimum opening balance for a Fixed Term Deposit in Sterling is £10,000. The minimum deposit varies for Fixed Term Deposits in other currencies so please ask for details.

How much can I deposit in a Fixed Term Deposit?

The maximum balance you can deposit into a Fixed Term Deposit is £5,000,000.

What currency can I open an Island Fixed Deposit in?

We offer Fixed Term Deposits in a range of currencies and terms. If the currency or term is not listed on our website you can always call or visit us in branch to see if we can help.

How much access do I have to my money?

Fixed Term Deposits do not allow any withdrawals or closure during the term. They are specifically designed for customers who have a lump sum of cash to deposit which they know they won’t need access to for the defined term.

When is interest paid on the Fixed Term Deposit?

For terms of up to 1 year interest is paid on maturity of the account. For terms over 1 year the interest is paid annually on the anniversary of the date the account was opened.

Who can I speak to if I need extra information?

Please call us on:

  • Jersey 01534 845011
  • Guernsey 01481 706309
  • Isle of Man 01624 638281

Pop into your local branch and speak to a member of staff.

HOW TO APPLY:

Visit your local branch and speak to us.

Find out more

Call us

  • Jersey 01534 845011
  • Guernsey 08457 309373
  • Isle of Man 01624 638281

THE LLOYDS TSB DIFFERENCE

As a subsidiary of the largest UK bank with unrivalled knowledge of the Islands economy, we're uniquely placed to support you on your business journey.

Learn more

ECONOMIC RESEARCH

Our Corporate Markets Economic Research Team provides in-depth analysis and reports on topical economic, financial and industry issues.

Learn more