FOREIGN EXCHANGE.

We offer a range of Foreign Exchange services for customers with varying international needs through simple and secure online or telephone banking

Spot FX

One off currency transfers at the current exchange rate.

Regular Currency Plan

Regular transfers with foreign exchange.

Limit Order FX

Place an order to exchange your money at your target rate.

Forward FX

Fix your exchange rate for a transfer at a later date so you don’t have to worry about changes in the currency market

To find out more about our exchange rates, Call Offshore PhoneBank® :

From the UK: 08457 449 900
From outside the UK: +44 (0) 1539 736 626
Lines are open 24 hours a day, 7 days a week.

Telephone calls may be recorded and monitored.

You can benefit from using our Foreign Exchange services for;

• Overseas bill payments.
• Overseas property or land purchases.
• Payments to someone overseas in a foreign currency.
• Making regular payments in a foreign currency.
• Transfers between your currency accounts with Lloyds TSB International.

Customer Illustrations - see how we can help people like you

The examples below are fictional representations of a Lloyds TSB International customer.

Spot FX

Jane lives abroad and needed to transfer funds back to a sterling account in the UK.

Limit Order

Lisa wanted to exchange EUR into CAD. As she didn’t need to transfer the amount straight away, she wondered if she could wait and get a better rate

Regular Currency Plan

Dave moved to France as part of a relocation, but needed to transfer money regularly to the UK.

Forward FX

Peter is a property developer who needs to pay for his latest purchase in USD in 6 months time. Peter wanted peace of mind that he would have enough GBP to cover his purchase.

New Customers

To use our Foreign Exchange services you need to have an account with us. You can open accounts in multiple currencies and move money simply and quickly between your accounts or to external recipients.

Please see our current and savings accounts pages for more information on opening an account with us. Please note penalties may apply when making currency transfers, dependent on account withdrawal restrictions.

Existing Customers

You can use our Foreign Exchange services via the methods below.

Online via Currency Internet Banking

Send money internationally or transfer between accounts for free with Currency Internet Banking. Please note our online international payments service is unavailable for Premier International Accounts opened in Sterling.

International Money Transfers are available online with the following Lloyds TSB International accounts:

• International current account in Euro and US Dollar.
• Savings accounts in all currencies (Bonus Saver and Incentive Saver). Penalties may apply when making currency transfers, dependent on account withdrawal restrictions.

To see how to make an international payment or set up a new recipient through Currency Internet Banking, please watch our demo.

By Telephone:

Call Offshore PhoneBank ® :
From the UK: 08457 449 900
From outside the UK: +44 (0) 1539 736 626
Lines are open 24 hours a day, 7 days a week.

Telephone calls may be recorded and monitored

In writing:

You can send your request in writing to
Lloyds TSB International
PO Box 368
Douglas
Isle of Man
IM99 3XU

Please see our International Money Transfers page for information on charges for sending money to external accounts.

We may, when we believe we are justified in doing so, make additional security checks before acting on a particular request.

You can use our Foreign Exchange services in the following currencies:

• Australian Dollars – AUD
• Canadian Dollars – CAD
• Swiss Francs – CHF
• Danish Krone – DKK
• Euros – EUR
• Great British Pounds – GBP
• Hong Kong Dollars – HKD
• Japanese Yen – JPY
• Norwegian Krone – NOK
• New Zealand Dollar – NZD
• Swedish Krone – SEK
• Singapore Dollare – SGD
• United States Dollar – USD
• South African Rand – ZAR

For more information on other currencies, call Offshore PhoneBank ® :
From the UK: 08457 449 900
From outside the UK: +44 (0) 1539 736 626
Lines are open 24 hours a day, 7 days a week.

Telephone calls may be recorded and monitored.

	What is it?	What's it good for?	Ways to send money
Spot FX	Exchange one currency for another at the current exchange rate	Transferring money straight away in different currencies.	Online via Currency Internet Banking. By telephone. In writing.
Regular Currency Plan	A cost effective and efficient way of making regular currency exchange transfers	Making overseas mortgage payments. Paying a currency salary back to home country. Payments to overseas relatives.	Online via Currency Internet Banking. By telephone. In writing.
Limit Orders	Exchange currencies when an agreed target rate is struck	Making a transfer at a specific rate. Transfer is not needed immediately.	Via Relationship manager.
Forward FX	Fix your exchange rate for a transfer at a later date	Making large purchases in the future.	Via Relationship manager.

Please note penalties may apply when making currency transfers, dependent on account withdrawal restrictions.