Reduce travel stress – know what you need to take with you and make sure your finances are organised.
Frequent traveller checklist.
- Make sure your passport is valid for the duration of your stay (many countries require your passport to be valid for at least six months after the end of your intended stay).
- Check whether you need a visa before travelling (particularly if travelling for business purposes).
- Make copies of your passport, travel insurance policy, visas and credit card details — and store separately from the original.
- Find out if you need to take out medical, personal injury or other insurance in the country you're going to.
- If you are travelling in the European Union, and are an EU citizen, get a European Health Insurance Card. This entitles you to emergency medical treatment on the same basis as local nationals.
Where can I get the latest travel advice?
The Foreign and Commonwealth Office (FCO) provides regularly updated bulletins on individual countries, with information on safety and security, health issues, local laws and entry requirements. See the latest FCO travel information.
What insurance do I need?
When travelling overseas, it's a good idea to have comprehensive travel insurance that offers medical and health cover, emergency assistance, personal liability cover, lost and stolen possessions cover, and protection from cancellation and curtailment.
If you are making regular trips abroad, it's worth considering an annual, multi-trip insurance policy. These are often more cost-effective than taking out regular, separate policies.
Worldwide family travel cover is included when you take out a Premier International Account.
Can I drive whilst abroad?
Should I consider loyalty schemes?
Many hotel chains, car rental companies and airlines offer points-based loyalty schemes — and if you are a regular traveller, they are a great way to save money and enhance your travel experience.
If you're a Lloyds TSB Avios Duo Credit Card holder, you will automatically collect Avios on your credit cards spend, and can use these for flights, hotels, days out and much more.
Find out more about our credit cards.
This information is based on our understanding of current law and tax authority practice and may be liable to change, which could be with retrospective effect. This information is for general information purposes only. No liability can be accepted for the effect of any subsequent legislation of change of official practice. If you require tax advice you should consult your own professional advisers, and not rely on the information contained within this website. The greatest care has been taken to ensure accuracy but the Bank cannot take responsibility for omissions or errors. Tax levels or relief are those currently applicable and may change. The value of any tax relief depends on the individual circumstances of the investor/customer.