Fixed Term Deposit Interest Rates
Interest rates for Fixed Term Deposits
On this page we display the interest rates for the Fixed Term Deposits.
We have 4 fixed rate offers for 1, 2, 3 and 5 year deposits in sterling only, plus a 1 year fixed rate offer in US Dollar. For any other term between 1 week and 3 years in a range of currencies, simply tell us the term you would like, and the amount you are investing and we'll agree the interest rate in advance.
Current interest rates
Since 07th February 2012
| Deposit |
Access |
Interest over term |
Minimum deposit |
Maximum deposit |
Currencies available |
| 1 year |
At the end of your deposit term |
2.80% (2.80% AER**/Gross*) |
$10,000 |
$5,000,000 |
US Dollar only
|
| 1 year |
At the end of your deposit term |
3.40% (3.40% AER**/Gross*) |
£10,000 |
£5,000,000 |
Sterling only
|
| 2 year |
At the end of your deposit term |
7.10% (3.55% AER**/Gross*) |
£10,000 |
£5,000,000 |
Sterling only
|
| 3 year |
At the end of your deposit term |
12.00% (4.00% AER**/Gross*) |
£10,000 |
£5,000,000 |
Sterling only
|
| 5 year |
At the end of your deposit term |
22.50% (4.50% AER**/Gross*) |
£10,000 |
£5,000,000 |
Sterling only
|
Any other term from
1 week to 3 years |
At the end of your deposit term |
Fixed according to your deposit |
£10,000 or equivalent in another currency |
£5,000,000 or equivalent in another currency |
All major currencies |
To enquire about any other term deposit from 1 week to 3 years call us on +44 (0)1624 641 825 9am-5pm UK time.
* GROSS RATE — The contractual rate of interest payable before deduction of income tax at the rate specified by law.
** AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if paid and compounded on an annual basis. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time.