Foreign Currency Bank Accounts

Avoid foreign exchange charges with international accounts in Sterling, US Dollars or Euro.

If you're working, living or travelling overseas, you can save money on foreign exchange charges by banking with Lloyds International in the local currency.

What are foreign exchange charges?

When you transfer money from one currency to another, you'll be charged a percentage of the amount as a foreign exchange charge.

If your bank account is not in the local currency, you may be charged whenever you:

  • use your debit card
  • make a payment or transfer to someone who banks in the local currency
  • pay local cash, cheques or your salary into your account

Minimise foreign exchange charges with our different currency international accounts

You can cut your costs by opening a bank account in the currency you commonly spend or earn in.

Our different currency international accounts can help you:

  • exchange currency in a single lump sum for use abroad
  • pay your salary or other income into an account in the corresponding currency
  • shop with a debit card in the corresponding currency*
  • withdraw cash from an ATM in the corresponding currency

*Foreign exchange charges only apply when the transaction is in a different currency to that of the card.

What currencies are available?

Our Premier International Account is available in:

  • Pounds Sterling
  • US Dollars
  • Euro

When to choose a US Dollar, Euro or Sterling international account

  • US Dollar accounts often benefit people earning or travelling in the USA, the Middle East (eg Dubai) or countries in South America.
  • Euro accounts often benefit people who earn or travel in Europe, or own a holiday home or investment property in a European country.
  • Sterling accounts often benefit people who come to work in the UK from other countries. They're also used by UK expatriates who want to keep their money in a stable currency and enjoy convenient money transfers.

Need help?

From the UK, call
0800 055 6358

Outside the UK, call
+44 (0) 1624 641 825

Lines open Mon-Fri 8am-6pm and Saturday 9.30am-1.30pm UK time