Lloyds TSB International Fees & Charges

See the costs for common services to help you manage money

When you open an International Account, you'll enjoy a range of services for a low monthly subscription. Some of our services will incur additional fees. To see the fees and charges for common services, click on the links below.

The 'Sending funds' and 'Receiving funds' sections also apply to the International Bonus Saver Account.

For a complete list of our charges please download our leaflet Your Guide to our Rates and Charges and our Interest rates & Money transfers: Charges Guide.

Operating your International Account
International Account subscription Sterling account £7.50 per month
US Dollar account $7.50 per month
Euro account €7.50 per month
The first 3 months are fee free. If you have more than 1 account, the maximum fee is £7.50 per month
International Account for Premier customers
(Balance of £100,000, €150,000 or $150,000)		 Subscription FREE

Back to top

Using your International debit card

  Subscription Currency conversion* Cash withdrawals ATM limit
Sterling debit card FREE with International Account 2.99% 1.5%
Min £2
Max £4.50		 £300
US Dollar debit card FREE with International Account 2% 1.5% $750
Euro debit card FREE with International Account 3% 1.5% €750

* The conversion fee only applies when the transaction is in different currency to that of the card. For example, there is no currency conversion fee when you use a US Dollar Debit Card to draw US Dollars in cash, or to purchase goods and services in the United States.

Back to top

Planned and unplanned overdrafts
Planned overdrafts
(by prior arrangement, Sterling accounts only)		 Up to £200 no interest charged
Over £200 interest at 1.23% (EAR 15.8%)
Unplanned overdrafts
Sterling International Account		 Interest at 1.23% (EAR 15.8%)
Monthly fee of £15
Maximum of one monthly fee charged in a monthly billing period
Daily fee
Sterling International Account

When your Unplanned Overdraft balance is:		 Less than £25 £6 a day
£25 - £100 £15 a day
More than £100 £20 a day
A maximum of ten daily fees will be charged in a monthly billing period.

Planned overdraft charges only apply to Sterling International Accounts. If your Euro or US Dollar International Account is overdrawn you will be charged an unplanned overdraft fee. Please contact us for further information on unplanned overdraft charges for these accounts.

For more information on overdraft charges on sterling International Accounts, download our Overdrafts Rates and Charges guide.

Back to top

Sending funds*

These fees apply to International and International Bonus Saver Accounts.
International moneymover service Non-priority payments 25p per £100 (min charge £13, max £40)
Not available for Euro payments
Priority payments Euro payments: 25p per £100 (min £16 max £40)
Other currencies: 25p per £100 (min £19 max £46)
International drafts £15 (plus registration fee if posted)
Electronic Funds Transfer
(CHAPS payments within the British Isles)		 £20, + £5 for confirmation to recipient
Minimum payment £1,000
Cash withdrawals and deposits
into the US Dollar Account and/or Euro Account		 2% on the Sterling equivalent of each currency, minimum £3 per currency and £10 administration fee These accounts are not designed to be used for receipt of notes or coins. If you need this service, please contact your International Banking Team.
Recalling a payment £20 per payment
We cannot guarantee the cancellation as funds may already have been paid to the beneficiary
You could receive less than the original amount of the payment, due to adverse exchange rate movements

* Plus charges levied by the correspondent bank abroad.

Back to top

Receiving funds

These fees apply to International and International Bonus Saver Accounts.
Cheque Collections Cheques up to £100 £5
Cheques of £100 and above 25p per £100
(min £15, max £80 per cheque)
Cheque negotiation to Sterling account* Cheques up to £100 £5
Cheques of £100 and above 25p per £100
(min £8, max £80 per cheque)
Cheques in a foreign currency drawn in a different country (not UK)
e.g. US Dollars drawn in France		 As above, but minimum £10 per cheque.
Cheque negotiation to currency account* Cheques in the same currency as the account £2 per cheque
Cheques requiring currency conversion £4 per cheque
Electronic bank transfer from another financial institution Up to £100 £2
£100 and above £7, or £10 for telephone advice

* The correspondent bank may also levy a charge based on the value of the cheque.

Back to top

Other standard services
Supplying copies of previous bank statements £5 per sheet (maximum £10)
An administration charge may be made for excessive requests.
Courier for debit cards £15 for the first card, £30 at renewal

Back to top

More information