UK Fund

A long-term investment in UK companies

UK Fund at a glance

Risk level Progressive
What are the different risk levels?
Minimum investment: Lump sum from £1,000 (or currency equivalent)
Regular savings plan from £50 per month
What is the regular savings plan?
Up front fee: 5% of your investment
Currencies available:
  • Sterling
  • Euro
  • US dollar
Fund switching: Fee-free switching to any fund offered by Lloyds TSB Offshore Fund Managers Limited

Latest fund prices and yields

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How does the UK Fund work?

The UK Fund is an easy way to invest in UK companies. The Fund offers potential for significant capital growth over the longer term.

You can invest anything from £1000 (or currency equivalent), or as little as £50 per month with our regular savings plan.

You can check your investment value online at any time with our online portfolio service, or request a paper statement.

Whenever you want to access your money, just sell some or all of your shares in the Fund — there are no penalty fees.

We have a dedicated call centre where you can speak directly to a fund representative.

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What's the level of risk?

Progressive: For the investor looking to achieve real long-term capital growth/income. There is an increased risk of loss to capital. Income and growth may fluctuate and you may get back less than you invested.

Read our guide to the different risk levels.

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What will I be investing in?

Equities: the UK Fund invests entirely in shares in UK companies.

Read our guide to the different types of investment.

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How long should I plan to invest for?

You should plan to invest for the medium or long term — at least 5 years.

A short term investment in equities has a high level of risk, as markets are volatile. All equity investments carry less risk over the longer term.

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Who is the UK Fund for?

Choose the UK Fund if you're looking for:

  • long-term capital growth: you're planning to invest for 5 years or more and you don't need a quick return or a regular income from your investment.
  • a simple way to invest in UK markets: for example, if you're confident that UK shares will perform well over the next 5 to 10 years.

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Who is the UK Fund not for?

The UK Fund is not the right choice you if:

  • you need to protect your capital: if you can't afford to risk losing part of the sum you're investing, find a lower risk fund using our Savings and Investments Finder.
  • you want a regular income: if you need an income from your investment, for example to supplement a pension, take a look at our income funds.

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How to apply

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More information


It should be remembered that the value of shares and the income from them can go down as well as up and cannot be guaranteed. An investment in a currency other than the shareholder's own base currency or in a fund that invests in securities denominated in currencies other than its base currency will be subject to the movements of foreign exchange rates, which may cause an additional favourable or unfavourable change in value. Consequently, investors may, on selling their shares, receive an amount greater or less than their original investment.