Euro High Income Fund

Receive a regular income in euro

Euro High Income Fund at a glance

Risk level Balanced
What are the different risk levels?
Minimum investment: Lump sum from €5,000
Regular savings plan from €100 per month
What is the regular savings plan?
Up front fee: 4% of your investment
Currencies available: Euro
Fund switching: Fee-free switching to any fund offered by Lloyds TSB Offshore Fund Managers Limited

Latest fund prices and yields

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How does the Euro High Income Fund work?

The Euro High Income Fund is designed to give you a regular quarterly income in euro.

You can invest anything from €5,000, or as little as €100 per month with our regular savings plan.

You'll receive dividends quarterly. These can be paid directly into your bank account or reinvested in the Fund to buy more shares.

You can check your investment value online at any time with our online portfolio service, or request a paper statement.

Whenever you want to access your money, just sell some or all of your shares in the Fund — there are no penalty fees.

We have a dedicated call centre where you can speak directly to a fund representative.

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What's the level of risk?

Balanced: Modest risk to capital as there may be some fluctuation in the value of the investment but potential for modest capital growth or income. Purchasing power of your money may be reduced by inflation.

Read our guide to the different risk levels.

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What will I be investing in?

Bonds: the Fund invests mainly in corporate bonds denominated in euro, with some government and local authority bonds.

Read our guide to the different types of investment.

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How long should I plan to invest for?

You should plan to invest for the medium or long term — at least 5 years.

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Who is the Euro High Income Fund for?

Choose the Euro High Income Fund if you're looking for:

  • a quarterly income: the Euro High Income Fund pays dividends ideal for supplementing a pension or other income.
  • an investment in euro: typically you'll want a euro income — perfect for those retiring to Spain, France or other European countries.
  • a high potential return: the Fund aims to provide a high income by selecting corporate bonds offering high returns.

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Who is the Euro High Income Fund not for?

The Euro High Income Fund is not the right choice if:

  • most of your spending is in sterling: if you don't need an income in euro, take a look at our Sterling High Income Fund.
  • you want to invest for the short term: if you plan to invest for less than 5 years, you can find a fund that suits you using our Savings and Investments Finder.

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How to apply

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More information


It should be remembered that the value of shares and the income from them can go down as well as up and cannot be guaranteed. The dividend policy of the Fund is to pay an above average level of income and this will lead to a gradual reduction in capital except when bond prices generally are rising. The dividend may fluctuate in value in money terms.

An investment in a currency other than the shareholder's own base currency or in a fund that invests in securities denominated in currencies other than its base currency will be subject to the movements of foreign exchange rates, which may cause an additional favourable or unfavourable change in value. Consequently, investors may, on selling their shares, receive an amount greater or less than their original investment.