Offshore Gilt Fund
Get a regular income by investing in low-risk government bonds
Latest fund prices and yields
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How does the Gilt Fund work?
The Gilt Fund is a relatively secure way to get a regular income from your money.
You can invest anything from £5,000, or as little as £50 per month with our regular savings plan.
You'll receive dividends monthly (if you buy B shares) or quarterly (if you buy A shares). These can be paid directly into your bank account or reinvested in the Fund to buy more shares.
You can check your investment value online at any time with our online portfolio service, or request a paper statement.
Whenever you want to access your money, just sell some or all of your shares in the Fund — there are no penalty fees.
We have a dedicated call centre where you can speak directly to a fund representative.
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What's the level of risk?
Balanced: Modest risk to capital as there may be some fluctuation in the value of the investment but potential for modest capital growth or income. Purchasing power of your money may be reduced by inflation.
Read our guide to the different risk levels.
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What will I be investing in?
Bonds: the Gilt Fund invests in UK Government bonds and other public securities, known as gilts. We mainly select bonds that don't deduct tax on interest payments to people not resident in the country issuing the bond.
Read our guide to the different types of investment.
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How long should I plan to invest for?
You should plan to invest for the medium or long term — at least 5 years.
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Who is the Gilt Fund for?
Choose the Gilt Fund if you're looking for:
- a regular monthly or quarterly income: the Gilt Fund pays reliable dividends ideal for supplementing a pension or other income.
- protection for your capital investment: UK government bonds (gilts) are one of the most secure types of bond, and are considered virtually risk free.
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Who is the Gilt Fund not for?
The Gilt Fund is not the right choice if:
- you want to concentrate on growing your money: for an option specifically designed to increase your capital, take a look at our growth funds.
- you're looking for high returns: if you're willing to take greater risks for potentially greater returns, you can find a fund that suits you using our Savings and Investments Finder.
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How to apply
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It should be remembered that the value of shares and the income from them can go down as well as up and cannot be guaranteed. The dividend may fluctuate in value in money terms.
An investment in a currency other than the shareholder's own base currency or in a fund that invests in securities denominated in currencies other than its base currency will be subject to the movements of foreign exchange rates, which may cause an additional favourable or unfavourable change in value. Consequently, investors may, on selling their shares, receive an amount greater or less than their original investment.