Lloyds TSB International Mortgage Service

If you are looking to buy a property abroad, the Lloyds TSB International Mortgage Service can help.

With over 20 year's experience, we specialise in international mortgages for overseas holiday homes and investment properties. We can arrange this for you in most major currencies and even let you switch the currency during the life of the agreement.

We can arrange different currency mortgages on holiday homes, buy-to-let and investment properties in over 10 countries, and if you are looking to buy a property in Hong Kong or Singapore to live in permanently we can help with this too.

More and more people are choosing to invest in a property abroad, but arranging finance can be off-putting. Our team are on hand to help you through the process. Let them take the stress out of buying overseas.

Speak to one of our advisors today or complete an online enquiry.

We do not normally provide mortgages for serviced apartments, resorts, golf course properties, student accommodation or former local authority or public housing. Other restrictions related to property use may also apply and details are available upon request.

All about the International Mortgage Service

• Personal mortgages for investment, buy to let and holiday homes in over 10 jurisdictions - Great Britain, Spain*, France*, Portugal*, Dubai, Hong Kong, Singapore, New Zealand, and selected locations in Australia, Canada and the USA.
  
  Please note that we are unable to provide mortgages for property used as a primary residence, other than in Hong Kong or Singapore.
• Multi-currency loan facilities** – we offer mortgages in all major currencies; euro, sterling, US dollars, Swiss franc, Canadian dollars, Australian dollars, New Zealand dollars, Hong Kong dollars, Japanese yen (for yen earners only) and Singapore dollars (SGD earners only or loans secured against property in Singapore).
• Our lending limits are normally 5 times individual or joint gross (basic) income.
• Competitive interest rates.
• Variable rate mortgages – available on repayment or interest only basis with quarterly repayments in arrears for your convenience.
• No Early Repayment fee - no penalties for lump sum payments or early repayment.
• No arrangement fee for existing International Premier Account holders
• Free currency switching option - two free switches per calendar year.

Please read our Important Information

How to apply or find out more

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Lending is at the Bank's discretion and you must be 18 or over to apply. Security will be required

* Not available to corporate and trust structures as well as to those cases where the borrower(s) of the loan and the owner(s) of the property are not the same person(s). Foreign borrowers are required to obtain a Non-Resident Buyers' Identification Number (NIE) before purchasing a Spanish property and are advised to seek their own legal advice with regard to the application for a NIE.

** The multi-currency loan facility is subject to qualification criteria and availability which varies from time to time