International Mortgage Service Remortgage Package

Switching to us could be a smart move. If you own an investment property or holiday home in England, Scotland or Wales which is mortgaged with another lender, we could help save you money and time.

Designed specifically for personal customers, we have arranged an attractive package through our award winning International Mortgage Service. You can still benefit from the flexibility of our currency mortgages but with the added extra of one special low flat fee to cover many of your costs.

If you are looking to refinance or release equity from a property outside England, Scotland or Wales we can also help. We have a range of refinance and equity release solutions.

Features & Benefits

By switching with our special re-mortgage package you could benefit from:

• A special flat fee of only £500 to cover your legal and valuation costs, as well as search and indemnity insurance.
• Mortgages available in most major currencies.
• Facility to switch the currency of your mortgage twice per year without charge ($150 per switch thereafter).
• No penalties for buy-to-let properties.
• No early repayment fee – no penalties for lump sum payments or early repayments.
• Up to 100% financing available (subject to credit status and additional security).
• Maximum repayment term of up to 30 years or 70 years of age, whichever is earliest.

We have appointed a solicitor especially to manage our re-mortgage cases to ensure that the process and legal procedures are dealt with quickly and without hassle.

Please be aware that the following exclusions apply:

• Non-personal borrowing entities such as companies and trusts
• Complex legal cases
• Owner's occupancy
• Properties already under mortgage by Lloyds TSB branches in Asia

How to apply or find out more

Terms and conditions apply. Please refer to the full IMS brochure and Terms and Conditions for details.

Please note that exit penalty charges and accompanying legal fees, among other factors, may be involved with existing lenders when refinancing.

Please be aware that costs such as mortgage arrangement fees, land registration, building insurance, chaps fees and any other non-standard disbursements remain for the clients account.