International Mortgage Country List

Check that we offer mortgages for properties in the country you're interested in

We offer mortgages for properties in 11 countries all around the world:

  • Europe:

  • France
  • Spain
  • Portugal
  • Great Britain

  • America:

  • USA
    (selected locations)*
  • Canada
    (selected locations)*

  • Asia:

  • Hong Kong
  • Singapore
  • Dubai

  • Australasia:

  • Australia
    (selected locations)*
  • New Zealand

Usage restrictions

Our mortgages are designed for people planning to purchase properties outside their country of residence.

We can't offer a mortgage for a property you plan to live in, unless your property is in Hong Kong or Singapore.

Other restrictions related to property use may apply. For more details, please ask a question.

Properties in Spain

Foreign borrowers must obtain a Non-Resident Buyers' Identification Number (NIE) before purchasing a Spanish property. We advise you to seek legal advice regarding your application for a NIE.

Corporate/trust properties

If you're borrowing through a corporate or trust structure, or if the borrower(s) of the loan and the owner(s) of the property are not the same person(s), you cannot get an International Mortgage for a property in Spain, France or Portugal.

More information

*Selected locations:

  • Canada — British Columbia (Greater Vancouver, Squamish, Whistler, Victoria, Kelowna & Nanaimo), Ontario (Greater Toronto & Peterborough), Quebec (Mont-Tremblant, Quebec City & Montreal), Alberta (Calgary & Edmonton).
  • Australia — New South Wales, Queensland, South Australia, Western Australia & Victoria.
  • USA — California, Colorado, Connecticut, Florida, Hawaii, Nevada, New Jersey, New York, Oregon, Washington State.

The IMS service is only available to non-residents of Dubai and in respect of agreed developers (currently Emaar, Nakheel, Estithmaar & Union Properties) and agreed developments only. Life assurance is strongly recommended, particulary given possible impact of Shariah law. Lloyds TSB Dubai branch may be able to assist where necessary.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Lending is at the Bank's discretion and you must be 18 or over to apply. Security will be required.

Please note that this service is principally designed for customers planning to purchase properties outside their country of residence. We can provide mortgages for owner occupation in Hong Kong and Singapore, but not in other countries. Other restrictions related to property use may also apply and details are available upon request.

Mortgages can be arranged in 10 currencies however the currency must be the same as your main income or the local currency of the property location.