Sterling International Accounts Interest Rates

Interest rates for your Sterling credit balance and your overdraft

On this page we display the current interest rates for our Sterling international accounts. These interest rates apply to international account customers.

For overdrafts, if you agree your borrowing in advance we will not charge you interest on the first £200 you borrow.

Credit interest rates

Overdraft interest rates

Credit interest rates

Interest on credit balances paid monthly.

Premier International Account rates
Accounts opened from 17 May 2010

Account balance Gross Rate Per Annum1
 AER 2
£1+ 0.00 0.00
£5,000+ 0.00 0.00
£10,000+ 0.00 0.00
£25,000+ 0.00 0.00
£50,000+ 0.00 0.00
£100,000+ 0.00 0.00
£250,000+ 0.00 0.00

International Account rates
Accounts opened until 16 May 2010

Account balance Gross Rate Per Annum1
 AER 2
£1+ 0.00 0.00
£5,000+ 0.00 0.00
£10,000+ 0.00 0.00
£25,000+ 0.05 0.05
£50,000+ 0.05 0.05
£100,000+ 0.05 0.05
£250,000+ 0.05 0.05

International Premier Account rates
Accounts opened until 16 May 2010

Account balance Gross Rate Per Annum1
 AER 2
£1+ 0.05 0.05
£5,000+ 0.05 0.05
£10,000+ 0.05 0.05
£25,000+ 0.05 0.05
£50,000+ 0.05 0.05
£100,000+ 0.10 0.10
£250,000+ 0.10 0.10

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Overdraft interest rates

Current interest rates
Since 02 November 2007

Type of overdraft Monthly interest rate EAR 3 (% per annum)
Planned 1.23 15.8
Unplanned 1.23 15.8

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1. Gross interest is the interest you receive before tax is deducted.

2. AER (Annual Equivalent Rate) is a figure that helps you compare interest rates across different accounts. It illustrates what your interest return would be if interest was paid and compounded once each year. Every advert for a savings product will contain an AER.

3. EAR (Equivalent Annual Rate) is a way of showing monthly interest as a yearly figure. The EAR does not include any charges that may be applicable.