Premier Account

The Island Premier Banking Service offers you both a current account with a range of additional benefits and your very own Island Premier Manager to support your individual banking requirements. There is a monthly fee of £15 for balances of less than £5,000.

Your own Island Premier Manager No account fees for balances of at least £5,000 Range of Island-specific added benefits

Open an Island Premier Account at your local branch, or call one of the following numbers and we'll complete your application with you:

01534 284277 Jersey
01481 706314 Guernsey
01624 638254 Isle of Man

Find branch

Features & Benefits

  • A current account with attractive interest rates
  • Option to open a savings account offering a Cashpoint ® card and interest paid either monthly or annually
  • No account fees if you maintain a cleared balance of £5,000; if not a fee of £15 per month is charged
  • Your own Island Premier Manager to carry out your banking requests and who understands your financial needs and priorities
  • Contact your Island Premier Manager at a frequency that suits you
  • Interest-free overdraft of £250 and preferential overdraft rates
  • Premier PhoneBank — our telephone banking service
  • Offshore Internet banking available, 24 hours a day, 7 days a week
  • Preferential rates on personal loans
  • Preferential terms and reduced fees on mortgages
  • Free worldwide travel insurance for the family including winter sports
  • Collect one Airmile per £1 spent through the Lloyds TSB AIRMILES Travel Service or claim a 7.5% discount (Price Match Guarantee applies) on package holidays, charter flights, international flights with hotel/car hire and more.
  • Commission-free travel money
  • 30% discount on AA European Breakdown Cover
  • Discount on Lloyds TSB Home Protection (buildings and contents insurance)
  • View Island Premier interest rates

How do I apply?

The Premier Account is available to residents in the Channel Islands and Isle of Man only with an individual income of £60,000 or joint income of £80,000 or free investible assets in excess of £100,000.

At your local branch

Visit your local branch and we'll open the account for you.