Island mortgages

Looking to buy your first home or move property
The Lend a Hand mortgage is our new and innovative way of making it more affordable to get on the property ladder with the help of friends or family.

Lend a Hand

Lend a Hand allows up to two family and friends ('helpers') to help you buy a property, and benefit from a lower rate of interest.

  • Helpers deposit 20% of the property's value in to a savings account
  • Borrowers place a 5% deposit
  • Borrower benefits from the lower mortgage rates normally only available with a 25% deposit
If you're a first time buyer with a 15% cash deposit you could benefit from our current range of fixed and tracker mortgages.

Island Mortgages

  • Take a look at our current mortgage offers for Channel Island and Isle of Man residents
  • A wide range of Mortgage products to suit your needs
  • Fixed and Tracker rates available
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