Island Savings Accounts

Choose from our Savings accounts suitable for whatever your Island banking savings requirements. We offer a variety of different savings accounts for residents in the Channel Islands and Isle of Man including a range of accounts linked to the London money markets. Depending on how long you want to invest your money or which currency youíd like to use, we have a range of options to suit you.


A savings account for those with £10,000 or more to save

Island 30 Day Account

  • 30 days' notice required for withdrawals, although instant access to your money if required is available at a loss equal to 30 days' interest on the amount you take out
  • Emergency Cashpoint ® card
  • Offshore PhoneBank and Offshore Internet Banking services
A savings account for those with £50,000 or more to save

Island Investment Account

  • £50,000 minimum deposit
  • 60 days' notice required for withdrawals, although instant access to your money if required is available at a loss equal to 60 days' interest on the amount you take out
  • Introductory bonus of 1% payable for 12 months
Competitive interest rates and no minimum balance

Island Instant Access Account

  • No minimum balance
  • Save as much as you like as often as you like
  • Instant access to your savings
Save money regularly and be rewarded for fewer withdrawals

Island Regular Savings Account

  • No minimum balance required to start the account
  • Save up to £2,000 per month as a regular standing order
  • Instant access to your savings
Deposits with an agreed interest rate for set period of time

Fixed Term Deposit Contract

  • Attractive fixed rates for 1, 2 & 3 year sterling deposits
  • Other terms and currencies available — you tell us how much you would like to deposit and for how long and we fix the rate in advance
  • Interest rate is fixed for the duration of your deposit
Savings where the interest rate and investment period are flexible

Money Market Call Accounts

  • Available in sterling, US dollars, euros and other major currencies
  • Tiered rates so the more you deposit the higher the interest rate your money will attract
A fixed term deposit and the earnings potential of an underlying market.

Offshore Limited Edition Deposits

  • Choice of 3½, 4 & 5 year deposits
  • Choice of sterling, euro & US dollar deposits
  • 100% capital protected at maturity*

* The use of the words '100% capital protection' on this website refers only to the obligation of Lloyds TSB Offshore Limited or Lloyds TSB Bank Gibraltar Limited to repay your capital and any specified return in full on the Repayment Date. The deposits mentioned on these pages are not guaranteed by any third party.
The minimum guaranteed return is subject to the Offshore Limited Edition Deposit (OLED) being held for the full term. If you withdraw your money early you may receive back less than your original capital amount.