Island Savings Accounts

Choose from our Savings accounts suitable for whatever your Island banking savings requirements. We offer a variety of different savings accounts for residents in the Channel Islands and Isle of Man including a range of accounts linked to the London money markets. Depending on how long you want to invest your money or which currency you’d like to use, we have a range of options to suit you.


A savings account for those with £10,000 or more to save

Island 30 Day Account

  • Withdraw money without penalty by giving 30 days notice
  • Emergency Cashpoint ® card
  • Offshore PhoneBank and Offshore Internet Banking services
Competitive interest rates and no minimum balance

Island Instant Access Account

  • No minimum balance
  • Save as much as you like as often as you like
  • Instant access to your savings
Save money regularly and be rewarded for fewer withdrawals

Island Regular Savings Account

  • No minimum balance required to start the account
  • Save up to £2,000 per month as a regular standing order
  • Instant access to your savings
Deposits with an agreed interest rate for set period of time

Fixed Term Deposit Contract

  • Available in sterling, US dollars, euros and other major currencies
  • You tell us how much you would like to deposit and for how long
  • Interest rate is fixed for the duration of your deposit
Savings where the interest rate and investment period are flexible

Money Market Call Accounts

  • Available in sterling, US dollars, euros and other major currencies
  • In general, the more you invest, the higher interest your savings will attract
A fixed term deposit and the earnings potential of an underlying market.

Market-Linked Offshore Limited Edition Deposits

  • 3 deposits to choose from
  • Limited offer
  • 100% capital guaranteed at maturity.*

*Please note that the use of the words '100% capital security' and 'guaranteed' refers only to the obligation of Lloyds TSB Offshore Limited to repay your capital and any specified return in full on the Repayment Date. The deposits mentioned on this website are not guaranteed by any third party. The minimum guaranteed return is subject to the Offshore Limited Edition Deposit (OLED) being held for a full term. In the event of early withdrawal you may receive back less than your original capital amount.