Features & benefits
Ideal for transferring your balance.
- 0% interest on balance transfers for 15 months (3% fee)*
- 0% on purchases for 3 months
- Typical 17.9% APR variable
*Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 90 days of opening the account. 3% balance transfer fee applies and interest is charged on this fee. If you don’t pay off your balance in full, any payments you make will pay off Transactions charging the highest rate of interest first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers and Cheques, followed by the default charges.
Eligibility
How much we lend, the rate available to you and the issue of a loan or a credit card is subject to our assessment of your circumstances. You must be 18 or over and resident in the Channel Islands or Isle of Man to apply.