Everyday banking

Everyday banking.

Looking after your money is an important part of everyday life – so it’s good to know there are easy, straightforward ways to do just that.

At Lloyds TSB we make everyday banking as clear and helpful as possible, with flexible ways to manage your finances and simple ways to save.

Looking after your money day to day.

Island Cheque Account

Everything you need to carry out your day-to-day banking. No minimum opening balance and no charges if you stay in credit. 24/7 Offshore PhoneBank or Internet Banking.

Island Cheque Account

Island Gold Account

A range of rewarding benefits like worldwide travel insurance, Sentinel® card protection and discounts on loans and mortgages - all for only £7.50 a month.

Island Gold Account

Island Student Account

Starting college or university can be daunting. Our Student Account includes a Planned Overdraft of up to £1,500 that’s free of interest and fees (subject to application and approval) and the option to apply for our special Student Credit Card.

Island Student Account

Island Graduate Account

If you’ve recently graduated, you’ll need an account that gives you time to find your feet. We offer a tiered Planned Overdraft that’s free of interest and fees, a Graduate loan and a special Classic credit card (subject to application and approval).

Island Graduate Account

Simple ways to save.

Island Instant Access Account

If you want to save as much as you like whenever you like, our Instant Access Account could be just the thing for you: no minimum balance, withdraw up to £200 a day in branch or by using your Cashpoint® Card without penalty.

Island Instant Access Account

Island Regular Savings Account

A great way to build your savings: the fewer withdrawals you make the higher the rate of interest you’ll earn. Start with as little as £1, and pay in up to £2,000 a month. You still have instant access to your money if you need it.

Island Regular Savings Account

Save the Change®

Makes saving so easy, you’ll forget you’re even doing it. By rounding up your debit card purchases to the nearest pound, it automatically deposits the difference into your chosen Lloyds TSB savings account the next working day.

Save the Change®

Flexible ways to manage your money.

Air Miles Duo Credit Card

Collect Airmiles with almost everything you buy using your credit card – from filling up with petrol to doing the weekly shop. Enjoy spending your Airmiles on free flights, hotels, days out and more.

Air Miles Duo Credit Card

Platinum MasterCard® Credit Card

Ideal if you’re looking to save money by transferring your balance from another non-Lloyds TSB credit card. With 0% interest for 14 months on transferred balances, you could start saving money straight away.

Platinum MasterCard® Credit Card

Student MasterCard Credit Card

If you have an Island Student Account, then this can help keep control of your budget. Up to 56 days’ interest-free credit on purchases if you pay your balance in full and on time each month.

Student MasterCard Credit Card

Personal loans

Planning some home improvements, a new car or a well-earned holiday? Borrow a one-off larger amount and budget for regular fixed repayments over a number of years.

Personal loans

Protecting what matters.

Island Home Protection

Designed to protect the bricks and mortar of your home, its contents and your personal possessions against damage, breakage or theft. Rates reflect the lower risks of island life.

Island Home Protection

Financial Planning

Helping you choose how to invest:

Our financial planners will work with you to understand your particular needs and help you get the best from your investments.

Learn More