Savings & Investments.

Discover investment solutions from the bank you know. Our range of investment portfolios and funds is provided by Lloyds TSB International.

The value of investments, and the income from them, can go down as well as up and cannot be guaranteed. An investment in a currency other than the investor's own currency or in a fund that invests in securities denominated in currencies other than base currency will be subject to the movement of foreign exchange rates. Consequently, investors may receive an amount greater or less than their original investment. Past performance should not be seen as an indication of future performance.

Account	Interest rate	Access	Minimum deposit
Offshore Funds	Variable	Variable	Variable from £1,000 or £50 a month
Lifestyle Portfolio	Variable	Variable	£100,000

We know from experience that no two savers are alike and that everyone saves with a different personal goal in mind. So we’ve created a range of accounts for short, medium and long-term horizons, and for lump sums as well as regular saving.

Account	Interest rate	Access	Minimum deposit
Instant Access Accounts
Island Incentive Saver Account An account that rewards savvy savers and allows access should you need it.	2.42% AER	Instant	£50,000
Island Bonus Saver Account An instant access savings account which offers an interest bonus for the first 12 months.	1.51% AER	Instant (penalties may apply)	£5,000, $5,000 or €5,000
Island Instant Access Savings A no fuss instant access account that allows you to get access to your funds whenever you want without penalty.	0.10% AER	Instant	£0
Island Regular Savings Account Save money regularly and be rewarded for fewer withdrawals.	0.40% AER	Instant	£0
Island First Account A straight forward savings account for children aged 10 or under.	0.1% AER	Instant	£1
Islands Money Market Call Account Savings where the interest rate and investment period are flexible.	Variable	Instant	£10,000 (other currencies vary)
Notice Accounts
Island 30 Day Account An account that gives you access to your funds at 30 days notice and rewards you with tiered rates of interest so the more you save the more you earn.	0.20% AER	30 days (without penalty)	£10,000
Island investment Account A 60 day notices account which offers an interest rate bonus for the first 12 months.	2.01% AER	60 days	£50,000
Fixed Term accounts
Fixed Term Deposit A Fixed Term Deposit means you will know exactly how much interest you will earn and for what period of time.	Up to 4.50% AER	Fixed term from 1 week to 5 years	£10,000
Structured Deposits	Variable depending on the edition	Variable depending on the edition	£10,000
Other services
Save the Change	N/A	Instant