Sterling Bond Fund

Receive a regular income from investments in sterling bonds

Sterling Bond at a glance

Risk level Balanced
What are the different risk levels?
Minimum investment: Lump sum from £5,000
Regular savings plan from £50 per month
What is the regular savings plan?
Up front fee: 4% of your investment
Currencies available: Sterling
Fund switching: Fee-free switching to any fund offered by Lloyds TSB Offshore Fund Managers Limited

Latest fund prices and yields

Use the online enquiry form if you have a question.

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How does the Sterling Bond work?

The Sterling Bond Fund invests in sterling bonds issued by companies and governments that offer a regular income.

You can invest anything from £5,000, or as little as £50 per month with our regular savings plan.

You'll receive dividends quarterly. These can be paid directly into your bank account or reinvested in the Fund to purchase more shares.

You can check your investment value online at any time with our online portfolio service, or request a paper statement.

Whenever you want to access your money, just sell some or all of your shares in the Fund – there are no penalty fees.

We have a dedicated call centre where you can speak directly to a fund representative.

What will I be investing in?

Bonds: the Sterling Bond Fund invests mostly in corporate bonds, with some other sterling fixed interest securities, typically those issued by Governments and local authorities.

Read our guide to the different types of investment.

How long should I plan to invest for?

You should plan to invest for the medium or long term – at least 5 years.

While a short term investment in corporate bonds would be a risky proposition, the risks are reduced over the longer term.

Use the online enquiry form if you have a question.

Start application for this fund

What's the level of risk?

Balanced: Modest risk to capital as there may be some fluctuation in the value of the investment but potential for modest capital growth or income. Purchasing power of your money may be reduced by inflation.

Read our guide to the different risk levels.

Use the online enquiry form if you have a question.

Start application for this fund

Who is the Sterling Bond for?

Choose the Sterling Bond Fund if you're looking for:

  • a regular quarterly income: typically you have some spare capital and are seeking to supplement a pension or other income.
  • an investment in sterling denominated bonds: you feel confident that the Fund's underlying assets will perform well in the long term.

Who is the Sterling Bond not for?

The Sterling Bond Fund is not the right choice if:

  • you're looking for short-term returns: if you want a high probability of returns over less than 5 years, take a look at our International Bonus Saver Account.
  • you want to focus on growing your money: if you don't need an income from your money and would prefer a fund designed to increase your capital, take a look at our growth funds.

Use the online enquiry form if you have a question.

Start application for this fund

More information

Find out more about the Fund portfolio: Lloyds TSB Offshore Funds Limited Sterling Bond Fund Factsheet (PDF)

Download the key Fund features: Lloyds TSB Offshore Funds Limited Key Features Document (PDF)

Read the full terms and conditions: Lloyds TSB Offshore Funds Limited Prospectus (PDF)

Download the interim report and unaudited financial statements: Lloyds TSB Offshore Funds Limited Interim Report and Accounts (PDF)

Download the annual report and audited financial statements: Lloyds TSB Offshore Funds Limited Annual Report and Accounts (PDF)

Use the online enquiry form if you have a question.

Start application for this fund

It should be remembered that the value of shares and the income from them can go down as well as up and cannot be guaranteed. The dividend may fluctuate in value in money terms.

An investment in a currency other than the shareholder's own base currency or in a fund that invests in securities denominated in currencies other than its base currency will be subject to the movements of foreign exchange rates, which may cause an additional favourable or unfavourable change in value. Consequently, investors may, on selling their shares, receive an amount greater or less than their original investment.

Need help?

For information about our investments, please contact us.

From within the UK, call:
0800 055 6358

From outside the UK, call:
+44 (0) 1624 641825

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