Fixed Term Deposits

Lloyds TSB International gives you the security of a brand you can trust whilst offering products for customers with international needs.

We have offices and dedicated staff located around the world to serve you.

With our help, you can have peace of mind whilst you move or live abroad without your finances having to move with you.

You can benefit from putting your money into an international account if:

• you frequently travel abroad
• you are moving, living or working abroad
• you want to invest abroad (property, etc.)
• you want to retire abroad
• you have family members needing financial support in different countries e.g. your children are studying in the UK but you are working abroad.

You will benefit from an international savings account if:

• you want to save in a currency other than sterling.
• you have moved or are planning on moving abroad, and want an accessible savings account.

• If you are in the UK, call 0800 876 6555
• If you are living elsewhere, call +44 (0) 1624 641 825. (Please note that this line is open 8am – 6pm Mon – Fri and Saturday 9.30am – 1.30pm GMT).

Our 1 year Fixed Term Deposits are available in Sterling, US Dollar and Euro. Our, 2, 3 and 5-year Fixed Term Deposits are available in Sterling only.

You can open a Fixed Term Deposit for other currencies and terms upon request. Contact us.

For the Sterling Fixed Term Deposit, we offer a 1,2,3 and/or 5-year Fixed Term Deposit. For the US Dollar and Euro Fixed Term Deposit, we offer a 1 year term. Other terms are available on request.

You can choose any other term from 1 week to 3 years in most major currencies. Terms greater than 3 years may be available upon request, but the minimum balance requirement may be considerably higher. Please contact us for personalised advice.

We will open you a Call Account for each currency you hold a Fixed Term Deposit in but you don't need to maintain the usual minimum deposit in this account.

It just allows you to deposit money into your Fixed Term Deposit and withdraw it at maturity.

Yes, the interest rate is fixed for the whole term of your Fixed Term Deposit.

Any subsequent changes in the interest rate will only affect new Fixed Term Deposits.

You can't withdraw your money before the end of the fixed term, though we will take your circumstances into account and may make an exception in a special case but there will be a charge and you may potentially lose some of your capital deposited.

We'll try to contact you before your Fixed Term Deposit matures.

If we haven't heard from you by 4pm the working day before your deposit matures (or 3 working days earlier for currencies other than Sterling), we will automatically reinvest the funds for the same fixed term, at the rate ruling on the day of re-investment.

We will open you a Call Account for each currency you hold a Fixed Term Deposit in Ð but you don't need to maintain the usual minimum deposit in this account.

It just allows you to deposit money into your Fixed Term Deposit and withdraw it at maturity.

The number of Fixed Term Deposits you can open is unlimited.

However, you may deposit up to 5 million (GBP, USD or other currency equivalent) per term per currency.

You will need:

• a certified copy of your passport or ID card (for each account holder for a joint account).
• an original or certified copy of proof of address documentation dated within the last 3 months (for each account holder for a joint account).
• confirmation of source of funds and supporting documentation. Find out more about how to certify documents and what documents are relevant, in the Appendix of the following PDF.