Business overdrafts

Flexibility when you need it

All businesses need to be flexible, so it's good to be ready for the unexpected. An overdraft will make sure that extra funds are available when you need them.

Be ready for the unexpected Only pay interest on the funds you use Borrow an amount to suit you

To find out more about our overdrafts complete our online enquiry form, call us, or visit your local branch.

Features and benefits

With a business overdraft from Lloyds TSB Offshore, you can make sure that extra funds are there when you need them.

  • Apply to borrow anything form £1,000 to £500,000
  • Only pay interest on the funds you use.

Tell us about your plans and needs, we will then arrange the interest rate with you and let you know if we require any security. An arrangement fee will apply and is related to the amount you choose to borrow. These terms will be discussed with you before you take out the overdraft.

Security may be required. Any property given as security which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it. All loans are subject to status and we will need your permission to carry out a security check on you and your business. You should not apply for an amount that you cannot comfortably afford to repay.

How do I apply?

By phone

Call us on one of the following:

Jersey
01534 845011

Isle of Man
01624 638281

Guernsey
01481 706309

By email

Complete our online enquiry form

At your local branch

Visit your local branch.