Offshore Savings Accounts

Whatever your offshore savings needs, we have a selection of accounts developed to fit. Our savings accounts include a range of accounts linked to the London money markets, as well as the Island Business Reserve Account for Island businesses with surplus funds.

Immediately accessible savings with flexible interest rates

Island Business Reserve Account

  • No minimum opening balance required
  • Tiered rates of interest so higher balances earn greater returns
  • Use in conjunction with your current account
Deposits with an agreed interest rate for set period of time

Fixed Term Deposit Contract

  • Choose from our fixed rate 1, 2, 3 year sterling deposits — or choose another deposit term / currency and we'll set a competitive interest rate in advance.
  • Access at the end of the deposit term: 1 week to 3 years
  • Up to 9% return (3% AER*) with our 3 year sterling deposit
Savings where the interest rate and investment period are flexible

Money Market Call Accounts

  • Available in sterling, US dollars, euros and other major currencies
  • In general, the more you invest, the higher interest your savings will attract
A fixed term deposit and the earnings potential of an underlying market

Offshore Limited Edition Deposits

  • Choice of deposit periods.
  • Choice of currencies.
  • 100% capital protected at maturity.*

* AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if paid and compounded on an annual basis. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time.

** The use of the words '100% capital protection' on this website refers only to the obligation of Lloyds TSB Offshore Limited or Lloyds TSB Bank Gibraltar Limited to repay your capital and any specified return in full on the Repayment Date. The deposits mentioned on these pages are not guaranteed by any third party.
The minimum guaranteed return is subject to the Offshore Limited Edition Deposit (OLED) being held for the full term. If you withdraw your money early you may receive back less than your original capital amount.