Regular Savings Plan

You don't need to have a large sum of money to invest in the majority of our range of funds. By taking advantage of our flexible regular savings plan you can invest from as little as just £50 per month, or currency equivalent.

Saving on a monthly basis provides the potential for capital growth and can be more effective than lump sum investments. This is because regular savings benefit from a process known as pound cost averaging. Buying your shares in a fund on a regular monthly basis irons out the highs and lows of the share price over time and can be a good way of lowering some of the risk of investment.

Features & Benefits

• No lump sum investment required – invest from as little as £50 per month
• You can invest a lump sum amount at any time
• The monthly sum you wish to invest is deducted by direct debit from your bank account
• Half yearly statements which detail all transactions
• Dividends (where payable) are reinvested to help your capital grow
• Free switching facility within our range of funds
• No penalties if you wish to stop, or temporarily suspend your monthly savings
• Dedicated call centre where you can speak directly to a fund representative

To find out more

It should be remembered that the value of shares and the income from them can go down as well as up and cannot be guaranteed. The dividend policy of the Funds is to pay an above average level of income and this will lead to a gradual reduction in capital except when bond prices generally are rising. The dividend may fluctuate in value in money terms.

An investment in a currency other than the shareholder’s own base currency or in a fund that invests in securities denominated in currencies other than its base currency will be subject to the movements of foreign exchange rates, which may cause an additional favourable or unfavourable change in value. Consequently, investors may, on selling their shares, receive an amount greater or less than their original investment.